Working Capital is the life blood of every business

Probably one the best source of working capital for small businesses and businesses with revenues under $10,000,000.  Apply for up to $5,000,000 in working capital in the FLS Marketplace.  Get the money you need to grow your business with the confidence of a fixed low payment amortized up to 10 years.

When you are a small business, sometimes cashflow gets very tight or even negative.  A short-term cash injection loan from the FLS Marketplace could be just what your business needs to weather the storm and give you time to get back on your feet.  Loans vary from 6 months to 24-month amortizations.

When your company has need for funding that surpasses your bank's willingness to lend, if your business has assets that can be pledged, then Asset Based Lending might be just what you need.  ABL loans use the liquidation value of your business assets to advance your business the working capital it needs.  It is less stringent than a traditional commercial loan or line of credit but more stringent than AR financing, Factoring, Purchase Order financing, and Equipment financing.

Does your business have accounts receivables?  Do you need access to more working capital? Free up cash flow by accessing the value in your unpaid accounts receivables.  AR Financing is one of the most flexible types of commercial loans available.  It is a great alternative for businesses that find themselves in one of these situations:

• Experiencing rapid growth
• Seasonal cash flow
• Already fully utilized the business's line of credit
• Does not qualify for a traditional commercial bank loan

Invoice Factoring allows businesses to generate immediate cashflow as they issue invoices.  No more 30, 60, or 90 days waiting on a customer to pay an invoice.  Receive up to 90% of the invoice amount with 24 hours of issuing the invoice. Factoring is not a loan, so it does not show on your balance sheet.  The use of funds is not restricted so use it for whatever you need, pay AP's, make payroll, pay taxes, etc.  Invoice Factoring is not based upon your company's financial performance or credit history.  It is based upon the company receiving the invoice. This makes invoice factoring one of the best choices for businesses needing to access capital, but their bank is not willing to lend.

Winning a government contract can almost feel like winning the lottery. However, funding these opportunities and then managing cashflow while you fulfill the contract can be challenging.  We have Government Contract Financing solutions for Prime or Sub-Contractors that are a part of a Federal, State or Municipal project.  Government Contract Financing helps you have the capital you need to make payroll, pay your vendors, and cover your other operating expenses while you complete the contract.

Do you want to accept bigger orders but do not have the money to fulfill them?  Maybe you just want to free up your own capital.  Finance up to 100% of the amount of your Purchase Orders in the FLS Marketplace. Our lenders will finance up to 100% of the P/O, injecting your business with cash, then convert the P/O Financing to AR Financing once the invoice has been issued.  A seamless process that provides you the financing you need to grow as fast as you want.

Has your business filed for Chapter 11 protection or are you thinking about it.  DIP financing provides businesses with access to capital while they reorganize under bankruptcy protection. It is not intended for business for businesses that are going to be liquidated.  You must be able to show a clear path and plan to turn your business around.  Filing for bankruptcy does not have to be the end of your business.  Utilize DIP financing to fund your come back.